What is FEE-HELP?
FEE-HELP is a Government loan scheme that assists eligible higher education students enrolled in eligible higher education courses to pay their tuition fees. Eligible students can choose to use a FEE-HELP loan to cover all or part of their tuition fees.
If you are studying a Vocational Education and Training (VET) course and want information about Australian Government assistance, visit the VET Student Loans page.
Information regarding FEE-HELP is available on the Study Assist website.
Am I Eligible?
To be eligible for a FEE-HELP loan, you must:
- Be studying a FEE-HELP eligible course. All higher education courses offered at TAFE SA are FEE-HELP eligible
- Meet the following citizenship and residency requirements:
- You are an Australian citizen and undertake at least some of your course in Australia
- You hold a New Zealand Special Category Visa and remain in Australia for the duration of your studies
- You hold a permanent humanitarian visa and usually reside in Australia for the duration of your units of study
- You are a permanent visa holder undertaking bridging study for overseas-trained professionals, and you remain in Australia for the duration of your studies.
There is a Lifetime Loan Limit on the amount you can incur under a Commonwealth student loan scheme. This includes all debt incurred under higher education FEE-HELP, VET FEE-HELP or VET Student Loans. For up-to-date information about the loan limit, see How much can I borrow?
There is a loan fee of 25% for FEE-HELP loans for undergraduate courses (associate degrees and bachelor degrees). This loan fee does not count towards your FEE-HELP limit.
What Does FEE-HELP Cover?
FEE-HELP is a loan to assist with the payment of tuition fees for students enrolled in a course leading to a higher education award.
FEE-HELP does not cover textbooks, materials, equipment, travel, accommodation or general living expenses, or any additional costs identified as incidental fees.
This is explained in more detail in the FEE-HELP booklet, available to download in PDF format on the publications page of the Study Assist website.
FEE-HELP only covers units you are enrolled in by the census date. It does not cover units you enrol in after the census date.
How do I Apply?
TAFE SA will counsel all students who plan to enrol in a FEE-HELP eligible course. This counselling will include information on the FEE-HELP loan scheme.
After counselling, TAFE SA will upload your enrolment information to the Government FEE-HELP application system. The Department of Education and Training will then email you a passkey and instructions about finishing your application.
You will need to provide a valid Tax File Number (TFN) when applying. This means that the TFN details you provide must match the details held with the Australian Taxation Office. These details include your TFN, name, date of birth and address. If these details do not match, you will not be able to access a FEE-HELP loan for your units of study.
TAFE SA will receive notification once you have applied successfully. Your fees will then be deferred to your FEE-HELP loan.
You must finalise your FEE-HELP loan application by the census date for your units of study to be covered.
What is the Census Date?
The census date is the last date on which you can withdraw from a unit of study without incurring a debt for that unit of study. Your census date is calculated as the start date you have nominated for that unit, plus 20% of the duration of the unit of study.
To find the census date for your units of study, follow the Census Date Calculator link on the MyTAFESA homepage.
What is a Commonwealth Assistance Notice?
If you are approved for FEE-HELP assistance, you will be issued with a Commonwealth Assistance Notice (CAN) within 28 days of the census date.
A single, up-to-date copy of your CAN for each program of study and semester can be found in your MyTAFESA account.
The CAN will include details of the units of study covered by FEE-HELP and the amount of FEE-HELP assistance that you will receive.
If you believe that the information in your CAN is incorrect, you must, within 14 days of the date on which the CAN was issued, submit a CAN review request via the Contact us form or by emailing email@example.com. You should include evidence showing why you think the CAN is incorrect.
When the FEE-HELP team receives the CAN review request, they will review the request and re-issue the CAN if they determine that the original CAN was incorrect.
Please view this sample CAN for your reference.
Schedule of FEE-HELP Tuition Fees
Statement of Tuition Assurance
Policies and Procedures
FEE-HELP related policies and procedures cover fair treatment, personal information, academic grievance, student complaint resolution and refunds/re-credits.
If you require further information, please email firstname.lastname@example.org.
Will I Get a Refund/Re-credit if I Withdraw?
If you withdraw from a course before or on the census date, you will receive a refund of any tuition fees that you have paid up-front. If you have applied for a FEE-HELP loan, you will not incur a FEE-HELP debt for the unit(s) of study from which you are withdrawing.
If you withdraw from a course after the census date, you may still be eligible for a refund of up-front fees and/or re-credit of your FEE-HELP balance, if special circumstances apply. In this case, you will need to complete and submit an 'Application for Refund and Re-credit of FEE-HELP Balance' form.
If you have any queries, please contact us or call the TAFE SA Information Line on 1800 882 661.